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10 Tips for First-Time Home Buyers – sticky

Start saving right away

The earlier you start saving for that down payment, the easier it gets. We didn’t start worrying about it until it was too late, and we had to get a mortgage for more than 80% of our home’s value. If we had been on the ball even two years earlier, we wouldn’t have had to do that.

If you want to avoid paying private mortgage insurance, or PMI, in most cases you need to save up at least 20% of your future home’s value to use as a down payment. That’s easier said than done, but it becomes a much more realistic concept if you start saving right away.

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How Important is Light in the Living Room?

Proper lighting is essential for any home. It is important to maintain balance between personality and the functionality of the room when it comes to lighting the living room. One can transform the entire atmosphere of their living room within the proper use of lighting. One should remember that lighting not only has aesthetic and mood enhancing values, but play an important functional role in illuminating important task areas in the living room.

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Everyone can paint, so do you!

If you are looking to shift to a new house or want to renovate your existing one, the first thing you will need to think about is the painting. While it may be tempting to hire a professional to do it if you have never painted before, it will cost you a lot of money. Painting your own house allows you to experiment with something new and will help you save thousands of dollars.

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